Love The Benefits That Come With MECU Membership? Why Not Share Them?

posted: 03/12/2013

As a member, you already know that MECU membership comes with many special advantages. If you think someone in your family would also enjoy membership, why not suggest they join?

When you refer a family member to MECU, they can take advantage of:

• outstanding rates on loans
• low or no fees
• online and mobile banking, plus over 80,000 surcharge-free ATMs
• free checking

Right now, there’s no better time for someone to become a member and start taking advantage of money-saving opportunities, including:

• New and used auto loans as low as 1.99% APR†
• Home equity lines of credit as low as 3.25% APR††

Plus, if you or a family member currently has a loan elsewhere, refinance it at MECU. We’re so confident of our rates, we’re making this special offer:

If you don’t save money refinancing with MECU, we’ll pay you $50!*

Perhaps the best benefit of credit union membership is that it can be shared with others. So spread the word and help someone you love save money.

Becoming a member of MECU is easy! Just call 877.270.6392 or click here.

 

† Annual Percentage Rate (APR) is based on excellent credit history, for terms up to 48 months, and reflects a .50% discount for Express Advantage members (those with MECU checking and direct deposit) who make automatic loan payments from an MECU checking or savings account. APR for new cars applies to 2012 or newer models with a loan to value up to 100%. APR for used cars applies to 2010-2011 models with a loan to value of less than 80%. Payment example: A $20,000 loan with a 48-month term and 1.99% APR would have 47 payments at $434.18 and a final payment of $433.98. Rates subject to change without notice. All loans subject to credit approval.

†† Annual Percentage Rate (APR) is based on excellent credit history, and reflects a .50% discount for Express Advantage members (those with MECU checking and direct deposit) who make automatic loan payments from a savings or checking account at MECU. A variable APR applies to this loan. It can adjust quarterly based on the Prime Rate as published in The Wall Street Journal 45 days prior to the rate change date. The costs for originating your loan, excluding any intangible/mortgage tax, are waived at closing. If residing in Florida, Georgia or New York, the intangible/mortgage tax (ranging from $10 to $5,000, depending on state and amount of HELOC limit) must be paid by borrower at closing or can be included in your initial advance. If the HELOC is closed within 12 months of opening, the closing costs waived must be reimbursed, typically $350 to $2,000. Maximum APR is 18%. Rates subject to change without notice. All loans subject to credit approval.

* Offer applies to loans (excluding business, student and real estate loans) on which you’re currently paying interest at institutions other than MECU, and requires you to complete a credit application with MECU. You will receive $50 deposited to your MECU savings account if MECU is unable to save you money by reducing your monthly payment and/or overall interest. All loans subject to credit approval. Proof of your current rate may be subject to verification. 

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