Checking

MECU checking. Because flexibility is important to your lifestyle.

Earn more, pay less.

MECU checking is designed to fit your individual lifestyle and make your daily routine easier. Save precious time. Earn dividends. And avoid fees. In other words, everything you want from a checking account.

We think your money should work hard, not you. So we offer easy ways to manage your account with unsurpassed freedom and flexibility. 

Open a free MECU checking account with an initial deposit of $50 or more, and earn competitive dividends on balances of $2,000 or more.

Check out how convenient and rewarding MECU checking can be:

For a list of our fees, please check our fee schedule.

Account TypeAPYCompound FrequencyMinimum To Earn APYBank Average APY
Checking

0.05%

monthly$2,0000.04%

APY -- Annual Percentage Yield (the yield you earn on a deposit over a year)

Checking account dividend rates are based on the credit union’s earnings at the end of the dividend period, and thus cannot be declared in advance.

Bank average APY is provided by Datatrac, a research firm that monitors rates from over 20,000 financial institutions.

Compare interest checking accounts

Compare
Financial InstitutionAPY
MECUTo see APYs, enter your expected daily balance and select compare.
Bank of America
Chase
Citibank

Competitor APYs are for Illinois only and are based on mybanktracker.com. All rates are effective as of June 30, 2015.

To see the MECU funds availability policy, click here. Go to page 22 of the pdf.

MECU's ABA routing number (271984311)



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