MECU checking. Because flexibility is important to your lifestyle.

An easier way to bank.

MECU checking is designed to fit your individual lifestyle and make your daily routine easier. Save precious time. Earn dividends. And avoid fees. In other words, everything you want from a checking account.

We think your money should work hard, not you. So we offer easy ways to manage your account with unsurpassed freedom and flexibility. 

Open a free MECU checking account with an initial deposit of $50 or more, and earn competitive dividends on balances of $2,000 or more.

Check out how convenient and rewarding MECU checking can be:

For a list of our fees, please check our fee schedule.

Account TypeAPYCompound FrequencyMinimum To Earn APYBank Average APY



APY -- Annual Percentage Yield (the yield you earn on a deposit over a year)

Checking account dividend rates are based on the credit union’s earnings at the end of the dividend period, and thus cannot be declared in advance.

Bank average APY is provided by Datatrac, a research firm that monitors rates from over 20,000 financial institutions.

Compare interest checking accounts

Financial InstitutionAPY
MECUTo see APYs, enter your expected daily balance and select compare.
Bank of America

Competitor APYs are for Illinois only and are based on All rates are effective as of November 24, 2015.

To see the MECU funds availability policy, click here. Go to page 22 of the pdf.

MECU's ABA routing number (271984311)

Be advised

MECU and its affiliates are not responsible for the content, security and privacy policies that you may experience once you leave