Total Protection Guarantee

We safeguard your funds, your privacy and your transactions.

ScoreCard Program

Enjoy cash rebates or gift and travel awards.

With free enrollment in the ScoreCard® program, you turn the dollars you spend into either cash rebates or bonus points that are redeemable for a wide array of brand merchandise and travel awards. You can earn bonus points with your Visa Debit Card and your Visa Platinum Rewards Credit Card. Or get cash rebates with your Visa Platinum Cash Back Credit Card.

Visa Debit Card 

You’ll earn one point for every $2 you spend through signature-based Visa Debit Card transactions with your MECU checking account (including Internet and telephone orders). If you have an MECU Visa Debit Card, you are automatically enrolled in the ScoreCard rewards program.

  • Select "credit" each time you make a purchase. The money will still be deducted directly from your checking account.
  • ATM and "debit" transactions, such as point-of sale-transactions that often offer cash back, do not earn points.
  • Your point balance is listed on your monthly account statement.
  • You can also check your point balance and redeem points through MECU online banking.*

Visa Platinum Rewards Credit Card

Earn one point for every $1 you spend with your MECU Visa Platinum Rewards Card. If you have an MECU Visa Platinum Rewards Card, you are automatically enrolled in the ScoreCard incentive program.

  • Your point balance is listed on your monthly account statement.
  • You can also check your point balance and redeem points through MECU online banking.*

Visa Platinum Cash Back Credit Card

Why not be rewarded for every purchase you make? With the MECU Visa Platinum Cash Back Card, you’ll earn 1% cash back on all purchases.** Plus, there are no limits to the amount of cash you can get back.

  • Easily track your cash awards on your monthly account statement.
  • Cash awards are deposited directly into your MECU savings account on an annual basis.


* To view your earned points and/or redeem your points, you will be taken to a third-party site where you will need to create a new profile or log in to an existing profile.

** Cardholders will earn a 1% cash reward for every $1 in net purchases (purchases minus returns/credits) made on their MECU Visa Platinum Cash Back Card, rounded to the nearest one cent ($.01). The following purchases/transactions do not earn cash rewards: cash advances, balance transfers and account fees. All MECU credit cards are subject to credit qualification. A complete description of MECU’s Cash Back Program Rules is available at any MECU branch or by calling 877.270.6392, option 3, then option 1, then option 2.



Be advised

You have chosen to follow a link to a website that resides outside of mecu.org.

MECU, its affiliates, parents, directors, employees, agents, sponsors and partners are not responsible for the content that you may experience as a result of visiting this website.