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Visa Platinum Credit Cards
Convenience, prestige and savings — all rolled into one.
Around town or across the globe, our no-annual-fee Visa Platinum credit cards offer exceptional benefits and peace of mind — plus an introductory 0% APR for six months on new purchases and balance transfers. All designed to make your life easier and more rewarding whenever you shop or travel.
MECU offers a selection of Visa Platinum cards with varying benefits that allow you to choose the best card for you based on the rate and your rewards preference.
| Visa Platinum Cash Back |
Card Enhancements
Card Disclosure |
The card that pays you back with every purchase. - Earn 1% cash back on all purchases*
- No limits to the amount of cash you can earn
- After the introductory rate, the variable APR will be 10.24% - 19.24%, based on your creditworthiness†
- No mimimum purchase requirements
- No annual fee or minimum finance charge
- Zero liability from fraud with the MECU Total Protection Guarantee
- No fees for cash advances or balance transfers
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Cash back rebate
No annual fee
Intro 0% APR for six months† Apply Now |
| Visa Platinum Rewards |
Card Enhancements
Card Disclosure |
Earn valuable reward points every time you use it. - Earn one ScoreCard point for every dollar you spend with the card
- Redeem points for merchandise and travel awards
- After the introductory rate, the fixed APR will be 11.9% - 20.9%, based on your creditworthiness†
- No annual fee or minimum finance charge
- Zero liability from fraud with the MECU Total Protection Guarantee
- No fees for cash advances or balance transfers
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Travel and gift rewards
No annual fee
Intro 0% APR for six months† Apply Now |
| Visa Platinum |
Card Enhancements
Card Disclosure |
The card that offers our best rate. - After the introductory rate, the fixed APR will be 9.90% - 18.90%, based on your creditworthiness†
- Zero liability from fraud with the MECU Total Protection Guarantee
- No annual fee
- No minimum finance charge
- No fees for cash advances or balance transfers
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Lowest rate
No annual fee
Intro 0% APR for six months† Apply Now
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* Cardholders will earn a 1% cash reward for every $1 in net purchases (purchases minus returns/credits) made on their MECU Visa Platinum Cash Back Card, rounded to the nearest one cent ($.01). The following purchases/transactions do not earn cash rewards: cash advances, balance transfers and account fees. All MECU credit cards are subject to credit qualification. A complete description of MECU’s Cash Back Program Rules is available at any MECU branch or by calling 877.270.6392, option 3, then option 1, then option 2.
† Introductory 0% APR (Annual Percentage Rate) applies for the first six months to new purchases and balance transfers. Introductory APR not available for cash advances or for existing MECU Visa cardholders.