Visa Credit Cards

Convenience, prestige and savings — all rolled into one.

Around town or across the globe, our no-annual-fee Visa Platinum credit cards offer exceptional benefits and peace of mind — plus an introductory 0% APR for six months on new purchases and balance transfers. All designed to make your life easier and more rewarding whenever you shop or travel.

MECU offers a selection of Visa Platinum cards with varying benefits that allow you to choose the best card for you based on the rate and your rewards preference.

Personal Credit Cards

Visa Platinum Cash Back

Platinum Cash Back

Card Enhancements

Card Disclosure

The card that pays you back with every purchase.

  • Earn 1% cash back on all purchases*
  • No limits to the amount of cash you can earn
  • After the introductory rate, the variable APR will be 10.49% - 19.49%, based on your creditworthiness
  • No minimum purchase requirements
  • No annual fee or minimum finance charge
  • Zero liability from fraud with the MECU Total Protection Guarantee
  • No fees for balance transfers
  • Payment Protection available

Cash back rebate
No annual fee
Intro 0% APR for six months

Apply Now

Visa Platinum Rewards

Platinum Rewards

Card Enhancements

Card Disclosure

Earn valuable reward points every time you use it.

  • Earn one ScoreCard point for every dollar you spend with the card
  • Redeem points for merchandise and travel awards
  • After the introductory rate, the fixed APR will be 11.9% - 20.9%, based on your creditworthiness
  • No annual fee or minimum finance charge
  • Zero liability from fraud with the MECU Total Protection Guarantee
  • No fees for balance transfers
  • Payment Protection available

Travel and gift rewards
No annual fee
Intro 0% APR for six months

Apply Now

Visa Platinum

Platinum

Card Enhancements

Card Disclosure

The card that offers our best rate.

  • After the introductory rate, the fixed APR will be 9.90% - 18.90%, based on your creditworthiness
  • Zero liability from fraud with the MECU Total Protection Guarantee
  • No annual fee
  • No minimum finance charge
  • No fees for balance transfers
  • Payment Protection available

Lowest rate
No annual fee
Intro 0% APR for six months

Apply Now

* Cardholders will earn a 1% cash reward for every $1 in net purchases (purchases minus returns/credits) made on their MECU Visa Platinum Cash Back Card, rounded to the nearest one cent ($.01). The following purchases/transactions do not earn cash rewards: cash advances, balance transfers and account fees. All MECU credit cards are subject to credit qualification. A complete description of MECU’s Cash Back Program Rules is available at any MECU branch or by calling 877.270.6392, option 3 then option 3.

 Introductory 0% APR applies for the first six months to new purchases and balance transfers. Introductory APR not available for cash advances or for existing MECU Visa cardholders.


Business Credit Cards

Visa Business Cash

Cash-Business-White

Card Disclosure

Earn valuable rewards. 

Earn cash back1 every time you use your card: 3% on office supply store net purchases and phone/internet services, 2% on restaurant and gas net purchases, and 1% on all other eligible net purchases, plus get $25 cash back after your first purchase.

 

Apply Now

 

Visa Business Bonus Rewards

BR-Business-White

Card Disclosure

Earn valuable rewards.

Watch your rewards add up fast with 1 point for every $1 you spend on eligible net purchases, and receive automatic bonus points each month, plus get $25 cash back1 after your first purchase.

 

Apply Now

 

Visa Business Bonus Rewards PLUS

BRP-Business-White

Card Disclosure

Earn valuable rewards.

Watch your rewards add up even faster with 1 point for every $1 you spend on eligible net purchases, and receive even more automatic bonus points each month, plus get $50 cash back1 after your first purchase – all with a low annual fee. 

Intro 0% APR for six months

Apply Now

MECU business services are currently available in Illinois only. A member must have at minimum a business savings account prior to applying for a business credit card.

Reward points can be redeemed as a cash deposit to a checking or savings account or as a statement credit to your credit card account. First purchase bonus points will be applied 6 to 8 weeks after first purchase and are not awarded for balance transfers or cash advances.

The creditor and issuer of these Cards is Elan Financial Services, pursuant to separate licenses from Visa U.S.A. Inc..



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