Visa Platinum Credit Cards

Convenience, prestige and savings — all rolled into one.

Around town or across the globe, our no-annual-fee Visa Platinum credit cards offer exceptional benefits and peace of mind — plus an introductory 0% APR for six months on new purchases and balance transfers. All designed to make your life easier and more rewarding whenever you shop or travel.

MECU offers a selection of Visa Platinum cards with varying benefits that allow you to choose the best card for you based on the rate and your rewards preference.

Visa Platinum Cash Back

Platinum Cash Back

Card Enhancements

Card Disclosure

The card that pays you back with every purchase.

  • Earn 1% cash back on all purchases*
  • No limits to the amount of cash you can earn
  • After the introductory rate, the variable APR will be 10.24% - 19.24%, based on your creditworthiness
  • No minimum purchase requirements
  • No annual fee or minimum finance charge
  • Zero liability from fraud with the MECU Total Protection Guarantee
  • No fees for cash advances or balance transfers

Cash back rebate
No annual fee
Intro 0% APR for six months

Apply Now

Visa Platinum Rewards

Platinum Rewards

Card Enhancements

Card Disclosure

Earn valuable reward points every time you use it.

  • Earn one ScoreCard point for every dollar you spend with the card
  • Redeem points for merchandise and travel awards
  • After the introductory rate, the fixed APR will be 11.9% - 20.9%, based on your creditworthiness
  • No annual fee or minimum finance charge
  • Zero liability from fraud with the MECU Total Protection Guarantee
  • No fees for cash advances or balance transfers

Travel and gift rewards
No annual fee
Intro 0% APR for six months

Apply Now

Visa Platinum

Platinum

Card Enhancements

Card Disclosure

The card that offers our best rate.

  • After the introductory rate, the fixed APR will be 9.90% - 18.90%, based on your creditworthiness
  • Zero liability from fraud with the MECU Total Protection Guarantee
  • No annual fee
  • No minimum finance charge
  • No fees for cash advances or balance transfers

Lowest rate
No annual fee
Intro 0% APR for six months

Apply Now


* Cardholders will earn a 1% cash reward for every $1 in net purchases (purchases minus returns/credits) made on their MECU Visa Platinum Cash Back Card, rounded to the nearest one cent ($.01). The following purchases/transactions do not earn cash rewards: cash advances, balance transfers and account fees. All MECU credit cards are subject to credit qualification. A complete description of MECU’s Cash Back Program Rules is available at any MECU branch or by calling 877.270.6392, option 3 then option 2.

Introductory 0% APR (Annual Percentage Rate) applies for the first six months to new purchases and balance transfers. Introductory APR not available for cash advances or for existing MECU Visa cardholders.



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